Our Story

About

Our Expertise

Bespoke Payment Solutions

  • Strength in Backing of Private Equity and Family Offices
  • Focus on Global Business and Trade
  • Tailored for Mid-Large Enterprise Scalability

Industry Experts

Ripae, the industry-leading payment consulting and strategic advisory firm dedicated to empowering businesses with innovative and holistic payment strategies for exceptional growth and success.

MENA Region Focus

Based in Dubai, Ripae has a MENA region focus and our team has extensive experience within these regions and jurisdictions to facilitate, streamline and implement clients’ requirements in all market sectors.

Global Reach

Payments are inherently global, which is why Ripae’s infrastructures and services are not limited to any single region or jurisdiction, but rather, catering and driving for global reach and efficiency.

Fintech/PE/Cross-Border Payments

Ash Kalra

A global fintech entrepreneur with over 15 years of extensive experience in the payments industry. With a robust background in building payment solutions architecture, managing risk in payments, developing cross-border payment solutions, & running and scaling international fintech businesses, Ash has established himself as a seasoned professional in the fintech sector. Ash completed his post-graduate studies at University of Auckland, NZ.

Introducing our Executive Team at Ripae.

International Markets/MENA Expert/Retail Franchising/PE (KSA, UAE)

Rayan FM Azab

With over 13 years of experience bridging the business landscapes between the USA and the Middle East, Rayan Azab has distinguished himself as a seasoned international advisor. His career is marked by a proven track record of advising and expanding several businesses into international markets with specific expertise in retail franchising, healthcare & fintech projects makes him an invaluable asset in global business development and cross-market expansion. Rayan completed his MBA from University of Liverpool, UK.

Regulatory/Investment Banking/Compliance

Dhruva Acharya

Dhruva Acharya is a seasoned regulatory expert and senior financial analyst with extensive experience in the financial services and banking industry. With a distinguished career marked by significant achievements in regulatory reporting, trade finance, and investment analysis, Dhruva brings a wealth of knowledge and expertise to every role he undertakes. Dhruva is a graduate of IIT Delhi and then completed his MBA at IIM, Bangalore.

Investments/Corporate Structuring/Regulatory Compliance (DIFC, ADGM)

Dino Skandalis

Dino Skandalis is an accomplished C-level executive with over 30 years of distinguished experience in the banking and financial industry. His extensive career is marked by a deep expertise in financial management, project management, regulatory compliance, financial analysis, trade finance, investment banking, financial strategy, and executive management. Dino’s leadership and strategic vision have consistently driven organizational growth and success across various global financial institutions. Dino completed his post-graduate studies at University of Exeter, UK

Do you need guidance on payment infrastructure, efficiencies or risk mitigation initiatives?

MasterCard

VISA

AMEX

DIFC

Strategy Hubb

OceanBlocks